golden years finance

Our home wealth calculator gives you a simple estimate of how much of your home’s value you may be able to access.

It’s quick to use and designed to help you understand your options before speaking with our team.

Features and Benefits

A lot of your wealth may be tied up in your home. We help you unlock it.

  • No regular repayments required
  • Retain 100% ownership of your home
  • Guaranteed lifetime occupancy of your home
  • Tax free income that doesn't impact pension entitlements
  • Strong consumer protections for peace of mind
Excellent five star reviews

What our customers are saying

Peter, 65, Melbourne
Golden Years Finance explained everything clearly and helped us access our home’s value without any pressure.
Carly, 60, Sydney
We felt listened to and supported the whole way, and finally understood our options.
Melissa, 77, Brisbane
The process was straightforward, and knowing we could stay in our home made all the difference.

Talk to a home equity expert now

Speak with someone straight away and get clear guidance to help you move forward sooner.

Send us a question or book a call

Reach out in your own time. Ask a question or schedule a call back when it suits you.

Calculate your home wealth

Find out how much equity you could unlock to consolidate debt or boost cash flow.
  • 2026 Golden Years Finance
This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.
Elite Finance Professionals Pty Ltd (ABN: 52158244029) trading as Golden Years Finance with Credit Representative Number 431916 is authorised under Australian Credit License 387025.

Your next step starts with a simple hello

A short conversation is often all it takes. Tell us what you’re thinking, and we’ll guide you through your options clearly, calmly, and without pressure.